Officially revealed at the Choose France summit, this strategic decision is accompanied by a massive investment of one billion euros over three years and the creation of more than 200 jobs. The backdrop is a clear ambition: to become the European banking leader, with Paris as a springboard.
Present in the 30 countries of the European Economic Area, Revolut now has more than 55 million customers worldwide, including 5 million in France. The country not only represents its largest market within the EU, but also its fastest-growing one: +1.6 million new users in 2024. Suffice it to say that France has become essential to the fintech giant's expansion strategy.
By establishing a European headquarters in the French capital, Revolut is not just opening a new office: the company will also file an application for banking authorization with the ACPR, the French regulator. The objective: to offer its services directly under bank status in France, and then extend this model to Spain, Ireland, Germany, Italy, and Portugal. This strengthened network complements Revolut's historic base in Lithuania, which will remain a pillar for other European markets.
"Paris is a natural springboard to accelerate our trajectory in Europe and beyond," emphasizes Pierre Décoté, the group's Chief Risk & Compliance Officer. He emphasizes the importance of the French banking ecosystem, the robust regulatory framework, and the capital's growing position as an international financial hub. The same sentiment is echoed by Éric Lombart, Minister of the Economy, who welcomes "a major foreign investment, revealing the confidence of major players in the Paris financial market."
More than just an institutional announcement, Revolut is initiating a strategic shift. With this dual Lithuania-France headquarters, the fintech is strengthening its resilience, optimizing its relationship with local regulatory authorities, and adapting its services to the specificities of each market. This local approach could well make the difference in a rapidly changing sector.
On the product side, Revolut is showing a definite appetite: real estate loans, business loans, Livret A savings accounts, PEA savings accounts, etc. The 2025 portfolio looks set to be extensive, with a clear desire to compete with traditional banks on their own turf. Antoine Le Nel, the group's Growth Director, confirms: "Our ambition is clear: to become the leading banking group in Europe, thanks to an innovative, resilient, and ultra-connected model." Recruitment has already begun. Ultimately, more than 200 professionals will join Revolut's ranks in France. Local talent, recognized leaders in the sector, with the goal of building a team capable of bringing this banking revolution to a European scale. A strong signal, therefore, not only for the world of fintech, but also for the French economy. By attracting a player of this magnitude, Paris is strengthening its role as the European capital of finance. And for Revolut, this may be the beginning of a new chapter, conquering the old continent... from the banks of the Seine.
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