At Fortuneo, you can not only save yourself the €220 annual bank fees (French average), but you can also receive €250 in cash as a welcome bonus. This special offer for the brand's 25th anniversary is available if you open a free account by Tuesday evening, May 13, 2025. The code FTN0425 activates the bonus.
Opening an account with Fortuneo is free, and it also gives you access to a bank card (Fosfo or Gold). If you only use your account for basic purposes, it won't cost you anything at all over the year. And that's how you can save more than 200 euros compared to a traditional bank.
No need to make it your main bank in the short term: you can combine your Fortuneo account with your traditional bank. This allows you to see the advantages of online banking, and then decide later if it's worth closing your current account. But it's not an obligation, and since it's free, you don't have any additional fees.
A bank that suits you
Fortuneo isn't just a banking app for managing a credit card and making payments. It's a bank that gives you access to all the banking products you would have at a local bank (savings, investments, loans). Everything is available in just a few clicks from a web interface or mobile app. Responsive customer support by phone is also qualified and will assist you with all your issues.
There are two bank cards that you can choose from, and they will be determined by your income level (knowing that both are free). The Fosfo card is accessible without any minimum income requirement (so to everyone) and it is already very comprehensive. If you want to have the flexibility of the Gold (on limits, and on insurance), you will need to justify 1800 euros net per month. That said, the Fosfo card is already more than sufficient for the general public.
To find out more about the Fortuneo offer, click here:
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